Early detection can make a big difference to your treatment options and recovery rates.
Sometimes, it’s all it takes to prevent an issue from worsening, and it’s a key area where having health insurance helps. For example, your policy may include discounted or free screening programmes, eyesight tests and mole-maps – a great incentive to keep your well-being in check year after year.
Options – it’s what health insurance is about. Some policies take a holistic approach to your well-being, covering things like acupuncture and nutrition consultations. Plus, many insurance providers also offer cover for non-Pharmac funded treatments, like certain Medsafe-approved cancer medications that are yet to be subsidised through the public health system.
Health insurance is all about health and wellness, and more and more insurers now offer wellness programmes to reward customers for their healthy lifestyle. From gym discounts to premium discounts, get in touch to know more about these extra ‘well-being benefits’.
Many studies – both globally and locally – have found that insurance comes with key intangible benefits.
For example, knowing that your financial future is protected, no matter what life throws at you, can provide you and your family with invaluable peace of mind, improving your overall mental well-being. And it doesn’t end there. If you’re looking for direct mental health support, some insurers cover the cost of mental health consultations up to an agreed limit.
There are many positives to seeing a doctor in person, but it may not always be possible – or perhaps, you just like the flexibility to speak with registered doctors online.
Thanks to technology, telehealth consultations allow you to access medical advice and information from the comfort of your home. And some health insurance providers are now partnering with services CareHQ, Best Doctors, or Tend, to ensure that their customers can access a doctor at anytime from anywhere.
We’re here to help. No policy is the same, and we can talk you through the options that each insurer offers, including health-related benefits and add-ons.
Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current developments or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek independent guidance.
Link Financial Group Ltd trading as Mortgage Link and Insurance Link FSP 696731 holds a licence issued by the Financial Markets Authority to provide financial advice. Insurance Link (NZ) FSP 446867 is authorised by that licence to provide financial advice. Please visit www.insurancelink.co.nz/available-disclosure for more information and Disclosure information.