Take a closer look at what you have

Confidence and clarity go hand in hand. Before making any changes, it’s helpful to pause and get a snapshot of your current cover.

If it’s been a while since you last reviewed your protection, your Insurance Link adviser can walk you through your policies, how they work together, and what they’re designed to protect. Sometimes, all you need is a little refresher to get your financial confidence back up.

Reflect on how your life has changed

Some changes happen suddenly, others unfold over time.
Maybe your income has increased. You might have changed jobs, launched your own business, bought your first home, or welcomed a new family member.

An annual review is a chance to step back and check whether your cover still reflects where you’re at now.

Focus on solutions, not products

It can be easy to think of insurance policies as products to “collect.”
In fact, they’re solutions – and they need to be fit for purpose.

• Does your income protection still reflect what you earn today and your lifestyle?
• Does your life insurance match what you want to protect?
• Does your health cover suit your expectations around care?

A well-structured insurance plan doesn’t mean covering every imaginable scenario. It’s about having an appropriate level of coverage for your budget and goals – which brings us to the next point.

Link protection to your goals, not just risks

Insurance is often framed around “what might go wrong,” which is why many people put off thinking about it altogether. After all, no one likes to dwell on worst-case scenarios.

A more helpful approach is to ask yourself: How does my insurance plan support my goals?

Insurance can help keep your big life plans on track.
It helps protect the progress you’ve made, and gives you the confidence to keep moving forward. When those foundations are solid, you can focus less on the “what ifs” and more on “what’s next”.

A simple step towards peace of mind

Ready to start 2026 with confidence? Book your insurance review today.
We can help you connect the dots and check that your cover still supports the life you’re building.

Disclaimer: Please note that the content provided in this article is intended as an overview and as general information only. While care is taken to ensure accuracy and reliability, the information provided is subject to continuous change and may not reflect current development or address your situation. Before making any decisions based on the information provided in this article, please use your discretion and seek financial advice. Link Financial Group 2022 Ltd (FSP1004590) holds a licence issued by the Financial Markets Authority to provide financial advice.  

Please click here to view our full disclosure statement.