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Medical Insurance

More than 1.4 million New Zealanders have private medical insurance according to the Healthy Funds Association of NZ.

We are so fortunate to live in a country that has a good public health system however it is not without its challenges. Unfortunately, when waitlists are long and/or you live in certain areas of the country the public hospitals or specialist services will not be available to you and so Medical Insurance is so very worthwhile.

It also gives the policy holder some more control over their healthcare with the options of getting cover for extra treatments such as dental, optical, chiropractic etc.

It is important to talk to one of our experienced Advisers to help you select which Medical Insurance policy is right for you.


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Life Insurance

Life Cover provides a lump-sum payment in the event of your death: it provides financial compensation for your loved ones to help manage debt and expenses, and to fund the future lifestyle for the family.
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Trauma Insurance

While causing considerable difficulty, the majority of illnesses do not result in death. Trauma Cover provides a lump sum payment which can be used to cover income loss, debt and other personal costs.
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Income Protection

Income Protection Cover is a monthly benefit designed to replace your income should you suffer a total or partial disability, which leaves you to be unable to earn your normal income. Helpful financial assistance to keep you manage expenses and debt.
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Disability Insurance

Total Permanent Disability Insurance, often referred to as TPD, provides a lump sum should you be unable to work - permanently - due to an accident or serious illness.
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Travel Insurance

Planning that great escape or mini-break? Take the 'what-if' worry out of your hard earned holiday by getting Travel Insurance in advance. Cover for travel costs, lost items, medical needs and more, when away from home.
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Mortgage Protection

Mortgage Protection Insurance is designed to cover your mortgage repayments should you lose your income due to an illness, accident, or death (some policies also have a redundancy option).
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Home Insurance

Home is where the heart is, and protecting your largest asset is critical.
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